The HOA State: Why Running America Like a Corporation is the Ultimate Tyranny

in the Spirit of Eugene Debs

There is a fundamental war being waged in the heart of this republic—a conflict between the cold greed of Capitalism and the living breath of Democracy. Capitalism, in its insatiable hunger, strives only for the accumulation of profit. Democracy, in its divine potential, strives for the inclusion of every human soul. The profit of the few is wrung from the many; the inclusion of the many is the only shield against the greed of the few.

But today, a great lie has been unleashed upon the land. A movement of political charlatans seeks to flip the script, whispering to the weary worker that it is Capitalism that blesses the masses, while Democracy is merely a tool for the “elites.” This is a falsehood designed to trick the American people into voting for their own chains.

The Micro-Czar in the Cul-de-Sac

Look no further than the Homeowners Association—the corporate micro-state that has swallowed seventy-five million of our neighbors. The HOA did not grow from a love of community; it grew from the seeds of frustration and the rot of exclusion. It created local corporations that “owned” the very ground under a family’s feet, governed by a board that mimics the “Unitary Executive” in its most petty, vindictive form.

In these associations, your rights as a human being are shredded. Because they are corporations and not “state actors,” they mock the Bill of Rights. They silence your speech, forbid your assembly, and dictate the very color of your doorway. They are “efficient,” yes—but so is a prison. They represent the “business model” of government taken to its extreme: a single entity with total control, unhindered by the “messy” checks and balances of a free people. Most who taste this bitter cup vow never to drink from it again, yet the structure spreads like a blight.

The Fallacy of the “Mob”

The masters of industry tell us to fear the “Tyranny of the Majority.” But let us speak truth: the worker does not fear his neighbor; he fears the “idiot at the top.” We have all toiled under the top-down lash of a management structure where those in leadership make capricious decisions based on a total ignorance of the shop floor.

They claim a “Unitary Executive” is more efficient. I tell you, companies go bankrupt every hour because a leader, blinded by his own ego, believed that he and he alone knew what was best. In the silence of the executive suite, the “Yes-Men” sing hymns to the leader’s brilliance while the foundation of the enterprise crumbles.

The “Tyranny of the Majority” is a phantom, a ghost story told to keep power in the hands of the few. No decision can satisfy every soul 100 percent, but a democratic decision is at least a shared decision. The tyranny happens only when our leaders become deaf to the shouts of the multitude.

The Fraud of the “Mandate”

These leaders stand upon their pedestals and claim a “mandate” from the people. What a hollow boast! In this hour, the American people are offered a choice between two sides of the same counterfeit coin. These parties, like corporate boards, curate a pool of “acceptable” candidates before the rank-and-file ever see a ballot.

There has never been a truly open and fair election in these United States, for the scales have always been weighted toward those whose decisions can be “trusted.” A leader selected by the few, claiming a mandate from the many, is not a representative; he is an overseer. This is why the people feel a deep, aching void where their voice should be.

2026 and the Road Ahead

As we look toward 2026 and beyond, we must cast off the idol of the Corporation. A corporation is a magnificent machine for concentrating gold, but it is a miserable failure at meeting the fundamental needs of a human being. It cannot provide dignity; it cannot provide justice; it cannot provide a home.

We do not need a CEO in the White House. We do not need a Board of Directors in our neighborhoods. We need Democracy—unfiltered, unwashed, and unafraid! We must secure our Constitutional Rights not as “customers,” but as citizens. We must demand elections where every voice is captured and every soul is heard.

The Fastest Way to Reduce the Federal Government, Get Rid of the Withholding Tax System

I don’t know why Elon Musk and his DOGE Bros have not thought of this. But the Federal Withholding Tax system should be scrapped. It is a relic of World War II when the Federal Government needed a constant source of income to keep up with the costs of the war. It forces employers to become “agents” of the Federal Government by requiring the employer to calculate, retain, report, and pay to the Federal Government a guesstimate of how much Federal Taxes an employee might owe.

The problem with this system is that a company’s accounting team do not have the in-depth information about each of their employees tax situations so that they can report and withhold this money accurately. For most employees this results in their over payment of Federal taxes, which the employee has to wait until April 15th each you to file for a tax refund.

The result is that the Federal Government has received extra income, which it can spend or collect interest on during the tax year, and the employee has received less income which they can spend or collect interest on during the tax year. The only winner in this system is the Federal Government who knows that it is receiving more money than it should during the tax year and, when taxpayers get a tax refund, the Federal Government also knows that it is going to “steal” the interest that it earned on these excess funds and not return any interest to the tax payer.

Getting rid of the Federal withholding system would allow employees to keep and bank or invest the money which is now being withheld from their paychecks every pay period. On April 15th the employee would file their Federal taxes and pay what they actually owe, and they would be able to keep the interest they earned on this tax money while it sat in their banks or investments.

Getting rid of the Federal withholding system would mean that the Federal Government would receive the bulk of its income in April of each year and it would have to be fiscally responsible to ensure that that money would last for the entire Federal budget year.